FINDING THE RIGHT FIT

Is Kristen Matthews Law Right for My Family?

Most families who ask that question are exactly the families Kristen works with every day. Below are the five situations Kristen’s clients most often describe when they first call. If these sound familiar, you’re in the right place.

The Five Situations

Do Any of These Situations Sound Like Your Family?

If you’ve found this page, you’re probably asking some version of the same question: is our situation serious enough to call a Certified Elder Law Attorney? Are we the right kind of family? Is it too late, or too early?

01. New Diagnosis

"My parent was just diagnosed, and we don't know where to start."

Parent with a new diagnosis: dementia, cognitive decline, or serious illness.

A diagnosis changes everything, and it often arrives without warning. Suddenly your family is navigating questions you never expected to face this soon: What kind of care will they need? What happens to their home? What does their power of attorney cover? Will Medicaid be an option, and if so, what does that mean for the rest of the family?

This is one of the most common reasons families call Kristen Matthews Law. A diagnosis creates urgency, but also, if you act quickly, opportunity. The earlier a Certified Elder Law Attorney can assess the situation (before assets are moved, documents are signed, and care decisions are locked in) the more options remain available.

02. Nursing Home Admission

"My spouse needs nursing home care, and I don't know what we're allowed to keep."

Spouse entering or already in a nursing home and the healthy spouse needs protection.

When one spouse needs nursing home care, the financial picture changes dramatically, and fast. Bills arrive immediately. Well-meaning staff at the facility may hand you paperwork to sign without explaining what it means. And underneath all of it is the fear that by the time this is over, there will be nothing left.

That fear is understandable, and in many cases, it doesn’t have to be the reality. Pennsylvania law protects the spouse who remains at home in meaningful ways, but those protections are not automatic. They require a Medicaid application structured correctly, documents drafted with the right language, and an attorney who knows what the rules allow.

03. Advance Planning

"We're in our 60s or 70s and want to get ahead of this before something happens."

Healthy couples planning ahead and want to protect their assets before long-term care becomes a reality.
Not every family comes to Kristen in a crisis. Many come because they’ve watched what happened to someone else’s family and they’ve decided to handle things differently.

If you and your spouse are in good health and thinking about the years ahead, that timing is an advantage. Planning five or more years before long-term care is needed opens up the widest range of legal tools, including structures that can protect your home, your savings, and your spouse’s financial security in ways that simply aren’t available if you wait until a crisis forces your hand.

A planning consultation with Kristen doesn’t mean something is wrong. It means you’re making sure something doesn’t go wrong.

04. Existing Documents, No Elder Law Plan

"We have a will and a trust but we've never thought about what happens if one of us needs a nursing home."

Families who have existing estate documents but no long-term care plan.
Having a will and a trust is a meaningful start. But estate planning and elder law planning are not the same thing, and a plan designed for one doesn’t automatically work for the other.

This is something families often discover too late: a trust that is perfectly structured for estate planning purposes may create complications when Medicaid enters the picture. A power of attorney that covers everything a family expected it to cover may be missing specific language that Pennsylvania Medicaid caseworkers require. Documents that haven’t been reviewed in several years may not reflect current law.

If your family has done some planning but hasn’t specifically addressed long-term care costs, Medicaid eligibility, or asset protection in the context of a potential nursing home stay, a review with Kristen is the right next step. Most families in this situation find that some of what they have is correct, and some of it needs to be updated.

05. Acting Without Guidance

"We made some decisions on our own, and we're worried we may have done something wrong."

Families who acted on their own without legal guidance and now have questions.

This happens more often than families expect, and it is often not as catastrophic as it feels. A gift made to a child without knowing about the look-back rules. Assets transferred with the intention of protecting them, but without understanding how Medicaid treats those transfers. A Medicaid application filed without legal review that came back with complications. 

If your family acted on its own and now has concerns, the most important thing you can do is have an attorney assess the situation before taking any further action. In many cases, mistakes can be addressed or their impact minimized, but only if you stop and get a legal review before the situation is compounded. 

Kristen does not approach these situations with judgment. She approaches them the same way she approaches everything else: with a clear-eyed assessment of where things stand, honest advice about the options, and a plan for moving forward.

What Kristen's clients have in common

They Have Something They Want to Protect.

Kristen’s clients all share one important thing: they have something they’ve spent a lifetime building, and they want to make sure it isn’t lost to a system they don’t fully understand yet.

 

And often when they first call, they aren’t entirely sure whether their situation is the kind of thing Kristen handles. It usually is.

“Kristen is very knowledgeable about estate planning and it was a pleasure to work with her. She has provided estate planning to three generations of our family. We found her fees to be very reasonable, especially when compared to the large Philadelphia firms who do not provide the same personalized services.”

  • Client, Chester County, Three Generations

If you're still not sure

If You're Still Not Sure Whether This Is the Right Fit

A first conversation is not a commitment. It is a chance to describe what’s happening, hear an honest assessment of the options, and understand what, if anything, needs to happen next.

 

Many families leave that initial conversation with clarity they didn’t have before, whether or not they end up engaging Kristen for ongoing representation.

 

If something about your family’s situation is keeping you up at night, that’s reason enough to call.

Virtual consultations available. Distance is not a barrier to proper planning. We regularly assist adult children who live out of state while their parent is in Pennsylvania.

Primary Office

 

14 E. Welsh Pool Road

Exton, PA 19341

 

484-874-2987